Ngpay is the only Mobile Mall application for mobile phones. Now they are offering 5% discount on all purchases done on the application on your phone using your HDFC Net-banking facility. In order to use your HDFC bank account for payments, you need to have online banking enabled. This is a limited time offer. You purchase anything using this application, electronics, travel bookings, train tickets, plane tickets, movie/theater tickets, etc. You can even buy jewelery, books and even get flowers delivered. Buy electronics from IFB at discounted rates. Get deals and discounts. Pay your postpaid mobile and internet bills. Pay your electricity bills and insurance premium. For more information you can visit this link.

So hurry before the offer ends. Also, the cash back is limited to 250 INR and gets credited in two weeks in your bank account.On the technical side, you need a working GPRS connection to use the application and a mobile phone that supports JAVA. Also, you can pay securely on this application as it is VeriSign secured.